Jesus was transparent about His children’s (disciples) need to count the cost before they made financial decisions.
Jesus used the analogy of counting the cost of building a house for His disciples, “But don’t begin until you count the cost. For who would begin construction of a building without first getting estimates and then checking to see if there is enough money to pay the bills?” (Luke 14:28)
In this example, which obviously has application far beyond the construction of a dwelling, we see the principles of not going into debt beyond our means, doing the design work up front, getting estimates before making any agreements and then considering our financial ability to pay for the house.
You can just see a couple pouring over the plans for a new house or remodel, reviewing the estimates from contractors and then double checking the mortgage payment against their available monthly income.
By the time our kids were in high school, they had their own clothes/entertainment allowance. They knew that everything they spent for their clothes, for gas or going out to lunch or movies, was coming out of that money and whatever they could supplement that with from their own income. It is amazing how quickly they progressed in their mental math and how hard they squeezed each dollar when the supply was limited.
Several years ago I went out with my girls to go shopping at one of their favorite stores, Ross Dress for Less. I can’t even remember exactly what we were shopping for, it was a present of some kind, but they took me through a systematic and tornado like tour of that store and I received an education of what hard core comparison shopping really looks like. That is the kind of financial education is priceless.
If you like what you read, check out our children’s book, Hooked on the Book, on this website. It is great for parents and kids because it provides the Big Story of God’s wonderful plan for His children in all 66 books in the Bible including colorful illustrations, rhymes and a surprise on every page.